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Hipoteca revertida para la tercera edad. La hipoteca revertida es una modalidad creada por el Departamento de Vivienda y Desarrollo Urbano de Estados Unidos (Housing and Urban Development – HUD). Se trata de un prstamo privado con seguro federal y un plan que puede brindar a los estadounidenses mayores una mejor seguridad financiera.
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Para muchos jubilados, como Robert Lee White, de 73 aos, de Fort Lauderdale, Florida, una hipoteca revertida puede convertirse en un recurso vital. No poda darse el lujo de pagar su hipoteca refinanciada y estaba por perder su hogar tras 45 aos. Entonces busc ayuda en el equipo de asistencia jurdica de Gerson.
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P: Qu es una hipoteca revertida? R: Una hipoteca revertida es un tipo de prstamo especial que se encuentra garantizado con el valor lquido de tu vivienda. Para poder acceder a este beneficio, debes tener al menos 62 aos. Puedes darle al dinero el destino que desees, desde pagar cuentas mdicas hasta remodelar tu hogar.
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