Chapter 13 A section of the U.S. Bankruptcy Code that deals with reorganization of debt of wage-earning individuals, including the opportunity to save their homes from foreclosure. chapter 13 A form of bankruptcy in which a person or company reorganizes his/her/its debts so they are repaid over a period.
Chapter 13 plan. A Chapter 13 plan is a document filed with or shortly after a debtor’s Chapter 13 bankruptcy petition. The plan details the treatment of debts, liens, and the secured status of assets and liabilities owned or owed by the debtor in regard to his bankruptcy petition. In order for plans to take effect,
Filing for Personal Bankruptcy as Chapter 7 or Chapter 13. Chapter 12 bankruptcy, which is similar to Chapter 13 bankruptcy, addresses the unique problems faced by family farmers and family fishermen. As a practical matter, almost all consumer cases are covered under Chapter 7.
Chapter 7 bankruptcy remains on a bankruptcy filer’s credit report as part of credit history for 10 years. United states bankruptcy law significantly changed in 2005 with the passage of BAPCPA , which made it more difficult for consumer debtors to file bankruptcy in general and Chapter 7 in particular.
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This chapter describes how EPA regulates pesticidal devices. registered should be resolved by consulting with EPA’s Office of Pesticide Programs on the matter before attempting to market the.
using Chapter 7 of the bankruptcy code. Memphians prefer Chapter 13, which allows debtors to keep their property but requires regular payments for five years. (Incidentally, Chapter 13 was written by.
Under Chapter 13, those who file may take as long as five years to complete the payment plan. Chapter 7 bankruptcy – Even though this is not the subject of this post, it’s helpful to understand Chapter 7 because it is usually the only other form of bankruptcy relief for consumers. It is often referred to as a complete liquidation.
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The U.S. Bankruptcy Code specifies five different bankruptcy types: chapter 7, chapter 13, chapter 11, chapter 9, and chapter 12. Each type is intended for specific circumstances, depending on whether the bankruptcy is filed by a person or a business, and the value of their assets, earning capacity, and the debt-to-income burden.